Short-Term Merchant Cash Advances
A short-term financing structure for businesses with consistent monthly revenue, designed around operating cash flow rather than real-estate collateral.

Common uses
- Working capital
- Inventory
- Time-sensitive expenses
Explore the financing programs we work with and how our team moves a transaction from first call to funded.
Tell us what you’re financingProgram details: Amounts, timing, credit profiles and documentation requirements help frame potential fit. They are not live quotes or guarantees, and they are confirmed once we review your file.
A short-term financing structure for businesses with consistent monthly revenue, designed around operating cash flow rather than real-estate collateral.

A flexible structure that lets an eligible business draw as needed and pay interest on the amount used, subject to current underwriting and terms.

Financing for purchases, refinances and equity-driven real-estate transactions involving commercial or investment properties.

Structured financing for expansion, equipment, acquisitions and other major investments where stronger financial documentation and a longer closing process may apply.

A coordinated credit-card strategy for qualifying founders who need flexible startup or growth capital.

A real-estate-secured path for purchases, refinances and business expansion where the collateral profile is central to program fit.

What HB Capital does